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Category: Mortgage

4 Questions to Ask About Your Credit When Buying a Home

Simple mistakes are easily corrected by writing to the reporting company, pointing out the error, and providing proof of the mistake. You can also request to have your own comments added to explain problems. For example, if you made a payment late due to illness, explain that for the record. We have lenders that are

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How to Get a First Mortgage with Bad Credit in Canada

How to Get a First Mortgage with Bad Credit in Canada

Times are tough. There’s no denying it. Interest rates are continuing to go up and there is absolutely no indication that they will be coming down any time soon. Even the banks are feeling it and are being extra careful about lending money. So if you are in the market for your first home, but

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Marry the house, Date the rate

Marry the house, Date the rate

You may have heard of this catchy phrase while doing your research in real estate. It simply means you’re committing to a long-term relationship with the house you love. Then you can dump the interest rate when you refinance. This idea is simple and sounds easy, but is this a good idea?  Let’s dissect the

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Top Three Questions You Should Always Ask Your Mortgage Broker

Whether it is your first time investing in the real estate market, or you are looking to refinance your home, being correctly informed is your greatest asset. A mortgage broker will guide you through the process and help you every step of the way, but what are some key questions you should ask when getting started?

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