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Category: Mortgage

Your Notice of Assessment Is The Most Important Paper You Get Each Year. 

Your Notice of Assessment Is The Most Important Paper You Get Each Year. 

Do you know where your last Notice of Assessment (NOA) is filed? If you are like most Canadians, you either stuffed it in the back of a drawer somewhere or recycled it after you checked the amount of your tax refund. Here are 5 reasons you should keep track of it:  If you cannot locate

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What is a Home Equity Line of Credit (HELOC)?

What is a Home Equity Line of Credit (HELOC)?

A Home Equity Line of Credit, also known as a HELOC, is a line of credit that is secured against the equity in your home. Much like a credit card, the HELOC is a form of revolving credit, meaning you can borrow a small or large portion up to your HELOC limit, even make interest

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Mortgage Renewal vs Refinance in Times of High Interest Rates

Mortgage Renewal vs Refinance in Times of High Interest Rates

Your mortgage is coming up for renewal, interest rates are high, and you’re wondering what you’re going to do. Should you renew or refinance your mortgage? Is there a way to get a lower rate? Fixed or variable? Is there anything else you should be considering? There are a lot of important decisions to be

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How Does Rent to Own Work in BC?

How Does Rent to Own Work in BC?

Plenty of people in British Columbia have a dream of owning their own home. Renting is not the most comfortable or stable of situations — and then there’s the high rents to consider. In Victoria BC, the average rent for a one-bedroom was $2,053 per month in September 2023, and it is even worse in

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