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Category: Mortgage

What is an A Lender vs B Lender?

What is an A Lender vs B Lender?

Maybe it’s a throw-back to school days, but when we hear the terms A lender and B lender, most people automatically think an A Lender must be better than a B Lender. If there was such a thing as an A++ lender, that’s probably the one we’d be drawn to. Actually the terms “A Lender”

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5 Questions to Ask About Closing Details When Buying a Home

Any/all property transfer tax exemptions are subject to meeting all the requirements set out by the Government of B.C., and it’s best to confirm eligibility with either the Government of B.C. and/or a solicitor of your choosing The Auxilium Team offers a complimentary consultation to start your home buying process; contact us today at 250-590-6520

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How to Get a First Mortgage with Bad Credit in Canada

How to Get a First Mortgage with Bad Credit in Canada

Times are tough. There’s no denying it. Interest rates are continuing to go up and there is absolutely no indication that they will be coming down any time soon. Even the banks are feeling it and are being extra careful about lending money. So if you are in the market for your first home, but

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Marry the house, Date the rate

Marry the house, Date the rate

You may have heard of this catchy phrase while doing your research in real estate. It simply means you’re committing to a long-term relationship with the house you love. Then you can dump the interest rate when you refinance. This idea is simple and sounds easy, but is this a good idea?  Let’s dissect the

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