How Do Mortgage Lenders Calculate Affordability in BC?
From big banks to B lenders, everyone calculates affordability slightly differently. Review the main differences and learn which lender type might be best for your financial situation.
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When affordability is key, Auxilium Mortgage helps you into the home of your dreams with a mortgage that fits your lifestyle
Over 2000 Happy Clients in Sooke and Across Vancouver Island
From first-time home buyers looking to buy a single family home in Sooke to retirees making the move to a condo in Victoria, we specialize in finding the right mortgage solution for homeowners and homeowners-to-be across Vancouver Island. No matter your financial situation, Auxilium Mortgage has the solution for you.
GETTING A MORTGAGE
The Mortgage Application Process with Auxilium
01
Complimentary Consultation
Meet with our friendly and knowledgeable team to learn more about our services and explore possible mortgage solutions.
02
Mortgage Approval
Armed with your financial situation and lifestyle preferences, we scour our list of available vendors and present you with mortgage options. Once you’ve found the right match, we submit the paperwork and secure a formal approval with your chosen lender.
03
Lawyer Instruction & Closing Review
Found your new home? We forward all necessary documents to your lawyer for their review before you close on your new home.
04
Lawyer Visit
You meet with your lawyer to review and sign all mortgage and home purchase documents.
05
Move In
You receive the keys and move into your new home!
MORTGAGE RESOURCES
Professional Advice for Sooke Homeowners
How Long Does a Home Loan Pre-Approval Take in British Columbia?
From gathering documents to waiting for a credit check, here’s how long getting pre-approved for a mortgage takes and why it’s such a great idea to get pre-approved.
Can You Buy a Home Without a Down Payment in Canada?
While you can’t purchase a home without a down payment, there are plenty of ways to reduce the financial burden saving for your new home can cause.
Fixed vs. Variable, Open vs. Closed: How to Choose the Right Mortgage Option for You
Learn the differences between fixed, variable, blended, open, and closed mortgages and understand the best mortgage option for you.
Supporting our Local Sooke and Victoria Communities
We’re a proud member of our local community, and we can’t wait for you to join us! At Auxilium Mortgage, we’re big believers that when you purchase a home, you’re not just getting a place to sleep at night, you’re becoming a part of the community. We’re proud to support many fantastic local organizations in Victoria and the Westshore, because this is our neighbourhood, too!
