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10 Fast & Effective Ways to Get Out of Debt

10 Fast & Effective Ways to Get Out of Debt

Ten fast and effective ways to get out of debt. A report from the Globe and Mail revealed that the number one financial resolution is paying off debt. While many people would love to simply pay their bills and be debt free, that’s not often the case. The truth is that most people aren’t sure of

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What Does a Mortgage Broker Do?

What Does a Mortgage Broker Do?

Shopping for a house in Victoria BC is stressful. Housing prices on Vancouver Island and specifically in Victoria BC just keep on going up, in contrast to dropping prices elsewhere in British Columbia.  With house prices so high, choosing the right mortgage is critical. A lot is on the line when selecting a mortgage, since

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Self-employment and Qualifying for Your Mortgage

Whether you call it your gig, side-hustle or passion project, the number of people in Canada who are self-employed is on the rise. When you’re focused on building your business, home ownership can seem like a challenge. While it’s true that qualifying for a mortgage when you’re self-employed is different from a regular employee, our

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Top 20 Factors That May Affect Your Mortgage Approval

Top 20 Factors That May Affect Your Mortgage Approval

  If there’s one thing our team of mortgage planners has learned from their years of experience, it’s that no two mortgages are the same. Even if, on the surface, you think that your situation matches your neighbor, friend, co-worker or parent, it doesn’t take much digging to start finding differences. Since you’re not “just

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What is an A Lender vs B Lender?

What is an A Lender vs B Lender?

Maybe it’s a throw-back to school days, but when we hear the terms A lender and B lender, most people automatically think an A Lender must be better than a B Lender. If there was such a thing as an A++ lender, that’s probably the one we’d be drawn to. Actually the terms “A Lender”

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5 Questions to Ask About Closing Details When Buying a Home

Any/all property transfer tax exemptions are subject to meeting all the requirements set out by the Government of B.C., and it’s best to confirm eligibility with either the Government of B.C. and/or a solicitor of your choosing The Auxilium Team offers a complimentary consultation to start your home buying process; contact us today at 250-590-6520

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4 Questions to Ask About Your Credit When Buying a Home

Simple mistakes are easily corrected by writing to the reporting company, pointing out the error, and providing proof of the mistake. You can also request to have your own comments added to explain problems. For example, if you made a payment late due to illness, explain that for the record. We have lenders that are

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