Why Use a Mortgage Broker vs a Bank?
Before the year 2000, the majority of Canadians turned to banks when they needed a mortgage, however now mortgage brokers are more popular. Find out which is right for you.
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How To Save for a Down Payment
A common problem many soon-to-be home buyers have is that they have the will to buy, but not the means. If you’re looking to buy but don’t have enough saved up for a down payment, try these tips that are sure to help grow your bank account. Remember, these changes don’t have to be forever,
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What Is a Mortgage Interest Adjustment?
We explain what a mortgage interest adjustment date is and why it’s important. We also provide a helpful example for Victoria home buyers.
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The Pros and Cons of a Joint Mortgage With Your Parents in Victoria, BC
Should you buy a home with help from your parents? You’ve done the math. Your income covers the payment, your credit is solid, and you still can’t qualify for a mortgage large enough to buy in Victoria. So your parents offer to help. It’s a generous offer, and a common one. The Bank of Canada
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Condo vs. Townhome vs. Single Family Home in Victoria BC: What Should You Buy in 2026?
What type of home should you buy in Victoria? Deciding between a condo, townhome, or single-family home is one of the most common questions we get from buyers in Victoria. The lifestyle differences are easy enough to weigh, but the financial side takes a bit more unpacking.
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Can You Get a Mortgage After a Consumer Proposal or Bankruptcy in BC?
The short answer is yes, but the path looks different depending on where you are in the process. Here’s what you need to know if you are trying to get a mortgage after a consumer proposal or bankruptcy.
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BC First Time Homebuyers: A 2026 Guide to Federal and Provincial Programs and Incentives
If you’re planning to buy this year, whether for the first time or not, understanding how these incentives work can make a big difference in how you plan your purchase. Here is a breakdown of the key programs you should know about for 2026.
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