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Buying a Home in 2022? Here’s What You Need To Know.

Buying a Home in 2022? Here’s What You Need To Know.

Whether you’re buying your first home or your next home, it’s a major decision that has both emotional and financial considerations. While you will ultimately need to decide on your own whether you will buy a home in 2022, you should have a professional team on your side that will assist you in reaching your

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Top 20 Factors That May Affect Your Mortgage Approval

Top 20 Factors That May Affect Your Mortgage Approval

  If there’s one thing our team of mortgage planners has learned from their years of experience, it’s that no two mortgages are the same. Even if, on the surface, you think that your situation matches your neighbor, friend, co-worker or parent, it doesn’t take much digging to start finding differences. Since you’re not “just

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What Can You Do to Combat Rising Interest Rates?

Have you been wanting to purchase a home, or trying to refinance your current home, but don’t think you can qualify with the new rates?  Inflation has increased dramatically, making it seem impossible for Canadians to do so. Going to your local bank for help is fine, but isn’t it better to get advice from

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Interest-Only Mortgages

The Canadian mortgage market has a wide variety of mortgages for homebuyers. While most people choose the more mainstream mortgages with regular terms, there are other mortgage types that may be better suited for you. Each situation is unique and has its own risks, but what may be a disadvantage to some people, could be

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The Mortgage Stress Test: What Can You Afford in Victoria, BC?

If the thought of passing the mortgage stress test is bringing back memories of sweating through high school exams, you’re not alone. The government originally introduced a minimum qualifying rate in 2016 to ensure that borrowers would be able to afford their homes even if interest rates rise, incomes change, or families are faced with

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Debt and Inflation: 4 Ways Your Home Can Help You

Does it feel like you’re drowning in debt? Has rising inflation got you down? It’s common to feel stressed when the economy is changing around you. If you own your home, the solution might be right in front of you. Mortgage financing can help you restructure your debt. By giving yourself some breathing room, you’ll

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