Ten fast and effective ways to get out of debt. A report from the Globe and Mail revealed that the number one financial resolution is paying off debt. While many people would love to simply pay their bills and be debt free, that’s not often the case. The truth is that most people aren’t sure of
Read More
Shopping for a house in Victoria BC is stressful. Housing prices on Vancouver Island and specifically in Victoria BC just keep on going up, in contrast to dropping prices elsewhere in British Columbia. With house prices so high, choosing the right mortgage is critical. A lot is on the line when selecting a mortgage, since
Read MoreWhether you call it your gig, side-hustle or passion project, the number of people in Canada who are self-employed is on the rise. When you’re focused on building your business, home ownership can seem like a challenge. While it’s true that qualifying for a mortgage when you’re self-employed is different from a regular employee, our
Read More
If there’s one thing our team of mortgage planners has learned from their years of experience, it’s that no two mortgages are the same. Even if, on the surface, you think that your situation matches your neighbor, friend, co-worker or parent, it doesn’t take much digging to start finding differences. Since you’re not “just
Read More
Maybe it’s a throw-back to school days, but when we hear the terms A lender and B lender, most people automatically think an A Lender must be better than a B Lender. If there was such a thing as an A++ lender, that’s probably the one we’d be drawn to. Actually the terms “A Lender”
Read MoreSimple mistakes are easily corrected by writing to the reporting company, pointing out the error, and providing proof of the mistake. You can also request to have your own comments added to explain problems. For example, if you made a payment late due to illness, explain that for the record. We have lenders that are
Read More