We Work For You, Not The Banks!
Without A Credit Check, Find Out What You Qualify For..
Find Out What You Can Expect When Your Refinance Your Existing Mortgage.
We’ve helped THOUSANDS Of Local Clients Secure The Mortgage They Needed.. With The Rates They Wanted..
CALL US TODAY: 250-590-6520
Your Trusted Victoria Mortgage Broker
A Mortgage Tailored to You.
At Your Best Rate.
With Award-Winning Customer Service.
It’s true and the proof comes direct from our clients. You too can make your real estate dreams a reality. It just takes the right plan.
Auxilium means care, aid, assist and support. Are you ready to get started?
We Love Helping Our Clients!!
See What They Have To Say About Us..
Victoria Mortgage Broker’s Tips
Your Best Victoria Mortgage Solutions
Auxilium Mortgage: Top Rated, Trusted, Victoria Mortgage Broker. Great Mortgage Rates & Great Mortgage Advice. We Can Help When The Banks Say No!
Auxilium: By definition, we help you move forward with finances and life. Auxilium Mortgage Corporation is an independent team of veteran mortgage brokers in Victoria, BC. Your team also consists of specialists in investments & insurance. The best mix to deliver the best mortgage solution for your situation.
Supporting Our Local Victoria & Westshore Communities
When you buy a home, you get more than a place to live. You also become a part of the community – our community. Welcome home neighbour! Let’s build our community together.
We actively support these local organizations in Victoria and the Westshore. Why: Because we live and play here, too!
Glen & Chris
You don’t need to live in Victoria to use their services, we are in the interior of B.C. and they make you feel just as important as if you are sitting with them in person.
Mortgages in Victoria, BC
Get Your Best Mortgage
Hey boss. This is where you get the best mortgage products available. Picked just for you and your situation. The mortgage that creates a financial future worth getting excited about.
Calculate Your Future
Knowledge is power when it comes to making smart decisions about money. Power yourself up using our financial calculators. Get instant estimates on mortgage payments, savings/investments, credit card payoff, retirement savings, rent vs. buy, and so much more.
Real Estate Services
Find Your Home & Realtor
Search for your new home. Lock-in one of Victoria’s top realtors. Basically, start making your home ownership dreams come true. (Oh, and if you’re a Realtor, we have some goodies for you too). Check it out!
Smart Mortgage Investment
Become a Real Estate Investor
Tap into the lucrative mortgage lending market. Learn about sensible and practical real estate investing with B-Smart Home Loans.
Insurance for Your Life
Personalized Financial Protection
Get quality insurance coverage at the best rate possible for your situation. We work for you, not the insurance companies. That means we will negotiate for your needs and best interests. Life & Disability insurance protects your loved ones and your investment in your home.
Q. How long is the pre-approval good for?
Our hard pre-approvals are basically good for upwards of 6 months, provided of course nothing fundamentally has changed with your circumstances (credit, income and or debt) or lending guidelines in general. Auxilium mortgage have been a trusted Victoria mortgage broker team for over a decade now and we have the experience and skill needed to help you get the right mortgage for your needs.
Q. What do I need to do or provide?
All you need to do is provide the requested documentation, based on the initial conversation, in a timely manner. The speed at which we’re able to obtain a pre-approval will be dependent upon you.
Q. Does Auxilium charge any fees for doing a pre-approval for me?
No, we do not charge any fees to provide you a pre-approval!
Feel free to come visit your trusted Langford mortgage broker location on the Westshore.
Q. How long is the pre-approval good for?
Our hard pre-approvals are basically good for upwards of 6 months, provided of course nothing fundamentally has changed with your circumstances (credit, income and or debt) or lending guidelines in general. With over a decade of experience as trusted mortgage broker Victoria team we can help you navigate this complex and often stressful process with ease.
Q. If my circumstances change and I need to do update my hard pre-approval is there a cost to doing so?
Absolutely not, we understand that given our current real estate market it can take some time to find or obtain an accepted offer on a property, which may be well outside of 6 months from the original hard pre-approval, so we’re always happy to assist our ongoing clients.
Q. If I begin the process and then decide to pause it, can I do so?
Yes, if you decide to begin and for whatever reason you need to put it “on-hold” until a future time, that’s fine we can restart it again when you’re ready!
Q. Is your pre-approval process different than others?
At Auxilium we do “hard pre-approvals” what this means is that we fully underwrite your file by doing full applications as well as rounding up all the necessary supporting documentation. This requires more time and effort on our part; however, we’ve found that this effort is worth it as it gives borrowers certainty as to exactly what they “can and can’t do” in terms of borrowing. Auxilium Mortgage is your trusted Colwood mortgage broker for over a decade now!
Q. Will you need to “pull my credit report?”.
Typically, we don’t pull your credit until, first off, we know we can provide you a solution based on the documentation supplied and second, we know that you’re satisfied with the solutions that we’ve come up with. If we’re good to go on both of those, then we can pull your credit and re-confirm things 100%. Auxilium mortgage have been a trusted Victoria mortgage brokers for over a decade now and we have the experience and skill needed to help you get the right mortgage for your needs.
Q. Am I obligated to deal with Auxilium if they provide me with a pre-approval?
Absolutely not, while we would certainly hope based on your experience during the pre-approval process that you would want to work with Auxilium, you’re not obligated to do so. We don’t believe in forcing anyone to work with us that by their accord doesn’t want to!
Q. Once pre-approved can I begin to look at homes right away?
Absolutely, once we’ve provided you a hard pre-approval, you’re welcome to go house shopping and move forward with an offer on any/all properties that meet the approval criteria outlined.
Q. Do you offer competitive rates?
Absolutely, we have full access to a variety of lenders and lending solutions, that fit virtually every need and situation and we’ll find one that’s right for you.
Auxilium mortgage is a higher volume mortgage broker Victoria BC team for over a decade now and we have the experience and skill needed to help you get the right mortgage for your needs and due to our higher volume, we are able to get you the best rates possible.