How Does a Reverse Mortgage Work?
A reverse mortgage, sometimes called “equity release,” allows you to convert part of the equity in your home — up to 55% — without having to sell or move.
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From reverse mortgages and refinancing to HELOCs, Auxilium Mortgage helps you leverage your home equity in a way that’s right for your financial situation
Over 2000 Happy Clients in Sidney and Across Vancouver Island
From first-time home buyers across Vancouver Island to retirees looking to move to picturesque Sidney, we specialize in finding the right mortgage solution for homeowners across the Island. No matter your financial situation and priorities, our expert team is ready to guide you through the mortgage application and renewal process.
GETTING A MORTGAGE
The Mortgage Application Process with Auxilium
01
Complimentary Consultation
Meet with our friendly and knowledgeable team to learn more about our services and explore possible mortgage solutions.
02
Mortgage Approval
Armed with your financial situation and lifestyle preferences, we scour our list of available vendors and present you with mortgage options. Once you’ve found the right match, we submit the paperwork and secure a formal approval with your chosen lender.
03
Lawyer Instruction & Closing Review
Found your new home? We forward all necessary documents to your lawyer for their review before you close on your new home.
04
Lawyer Visit
You meet with your lawyer to review and sign all mortgage and home purchase documents.
05
Move In
You receive the keys and move into your new home!
MORTGAGE RESOURCES
Professional Advice for Homeowners Moving to Sidney
What is a Home Equity Line of Credit (HELOC)?
A Home Equity Line of Credit, also known as a HELOC, is a line of credit that is secured against the equity in your home.
Government Incentives for Homeowners and Purchasers 2025
BC residents looking to purchase a home can take advantage of a number of provincial and federal incentives for homeowners in 2025.
Renewing Your Mortgage? Here’s How to Switch Mortgage Providers
Planning on switching mortgage providers when your mortgage renews? Here’s how to do it.
Supporting our Local Sidney and Victoria Communities
We’re a proud member of our local community, and we can’t wait for you to join us! At Auxilium Mortgage, we’re big believers that when you purchase a home, you’re not just getting a place to sleep at night, you’re becoming a part of the community. We’re proud to support many fantastic local organizations in Victoria and the Westshore, because this is our neighbourhood, too!
