Victoria, British Columbia is a highly desirable place to live. Dubbed the “Garden City of Canada,” Victoria’s lush, natural beauty, mild climate and lively cultural scene attract visitors and new residents from all over Canada and beyond. Because it is so desirable, Victoria is also very expensive. It is expensive to rent here, and it
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Getting pre-approved for a mortgage will keep your house hunting on a smooth and realistic track. It will save you time, possibly money and can increase the chance a seller will accept your offer when you find a home you’d like to buy. What is a Mortgage Pre-Approval? A mortgage pre-approval is a lender’s estimate
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British Columbia is a great place to live, but, unfortunately, for a first-time home buyer — often a younger person — the barriers to home ownership are quite prohibitive. The BC housing market is expensive and competitive. A first-time home buyer in BC will need to have their finances in tip top shape and will
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Planning and adhering to a budget is one of the most challenging tasks for people when it comes to their personal finances. Knowing what you can reasonably afford each month becomes even more crucial when you’re purchasing your first house because it’s probably the biggest purchase you’ve ever made. If you are currently renting, a
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