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Tag: Mortgage broker

Canada’s Top Ten Most Affordable and Top Ten Least Affordable Cities for 2024

Canada’s Top Ten Most Affordable and Top Ten Least Affordable Cities for 2024

In a continuing trend, British Columbia is still the least affordable region in Canada to live in, led by Vancouver and Victoria. Vancouver is the least affordable city among major international housing markets, trailing only Hong Kong. The Demographia International Housing Affordability Survey considers affordability based on a “median multiple”. The median is the middle point in

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More Canadians Using Retirement Savings to Solve Bad Credit

Like many journeys, the road to bad credit starts with a single step – or misstep in this case. Whatever your situation, once you’ve started having trouble with your credit score, it can be difficult to find your own way back to a strong financial situation. But you have some money saved in your RRSP,

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How To Save for a Down Payment

How To Save for a Down Payment

A common problem many soon-to-be home buyers have is that they have the will to buy, but not the means. If you’re looking to buy but don’t have enough saved up for a down payment, try these tips that are sure to help grow your bank account. Remember, these changes don’t have to be forever,

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What Is a Mortgage Interest Adjustment? 

What Is a Mortgage Interest Adjustment? 

Everything is set for your mortgage. You’ve signed the paperwork, chosen your payment frequency, and you know when your first payment will be due – or do you? While you’ve covered the major points, one thing we don’t often discuss when it comes to financing is the interest adjustment date.  In most cases, the closing

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