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Tag: Langford

How Do Mortgage Lenders Calculate Affordability in BC?

How Do Mortgage Lenders Calculate Affordability in BC?

From big banks to B lenders, everyone calculates affordability slightly differently. Review the main differences and learn which lender type might be best for your financial situation.

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Does a Rental Suite Help You Qualify for a Mortgage in BC?

Does a Rental Suite Help You Qualify for a Mortgage in BC?

Purchasing a home with a rental suite is an increasingly popular strategy for Canadians to offset the price of a larger home and make the mortgage payment work for their budget. Here’s what potential homeowners need to know.

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Can You Buy a Home Without a Down Payment in Canada?

Can You Buy a Home Without a Down Payment in Canada?

While you can’t purchase a home without a down payment, there are plenty of ways to reduce the financial burden saving for your new home can cause.

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Fixed vs. Variable, Open vs. Closed: How to Choose the Right Mortgage Option for You

Fixed vs. Variable, Open vs. Closed: How to Choose the Right Mortgage Option for You

Learn the differences between fixed, variable, blended, open, and closed mortgages and understand the best mortgage option for you.

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