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Category: Victoria Mortgage Broker

First-Time Home Buyer Incentive

First-Time Home Buyer Incentive

What is the First-Time Homebuyer Incentive? The Government of Canada offers a shared equity mortgage (loan) as a first-time home buyer incentive.  There are no ongoing payments or interest paid on the incentive, but the loan must be paid back within 25 years or when the property is sold, whichever occurs first. How does the

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Deadlines Matter for Your Mortgage Deal

Deadlines Matter for Your Mortgage Deal

Time deadlines for your mortgage deal are crucial. Whether you are removing subjects on an offer, facing your mortgage renewal date, or preparing for the closing of your home purchase, it is almost inevitable that you will feel like you’re racing the clock at some point. The goal of our team of mortgage planners is

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Getting a Second Mortgage in Victoria BC

Getting a Second Mortgage in Victoria BC

With inflation sky-high, you might be considering leveraging the equity in your Victoria BC home to finance an important project or meet a big expense. A second mortgage uses your home as collateral for an additional loan on the property. There are pros and cons to this, which we will discuss below, but first let’s

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10 Fast & Effective Ways to Get Out of Debt

10 Fast & Effective Ways to Get Out of Debt

Ten fast and effective ways to get out of debt. A report from the Globe and Mail revealed that the number one financial resolution is paying off debt. While many people would love to simply pay their bills and be debt free, that’s not often the case. The truth is that most people aren’t sure of

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