Should you buy a home with help from your parents? You’ve done the math. Your income covers the payment, your credit is solid, and you still can’t qualify for a mortgage large enough to buy in Victoria. So your parents offer to help. It’s a generous offer, and a common one. The Bank of Canada
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What type of home should you buy in Victoria? Deciding between a condo, townhome, or single-family home is one of the most common questions we get from buyers in Victoria. The lifestyle differences are easy enough to weigh, but the financial side takes a bit more unpacking.
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If you’re planning to buy this year, whether for the first time or not, understanding how these incentives work can make a big difference in how you plan your purchase. Here is a breakdown of the key programs you should know about for 2026.
Read MoreHow does my credit score affect my mortgage approval? Does a history of bad credit mean I can never buy a home? Your Credit Score is one of the three main pillars that supports your mortgage application. At its core, a mortgage is a lender extending credit to you. Your credit history lets them see
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