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Category: Personal Finance

Can You Buy a Home Without a Down Payment in Canada?

Can You Buy a Home Without a Down Payment in Canada?

While you can’t purchase a home without a down payment, there are plenty of ways to reduce the financial burden saving for your new home can cause.

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Fixed vs. Variable, Open vs. Closed: How to Choose the Right Mortgage Option for You

Fixed vs. Variable, Open vs. Closed: How to Choose the Right Mortgage Option for You

Learn the differences between fixed, variable, blended, open, and closed mortgages and understand the best mortgage option for you.

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More Canadians Using Retirement Savings to Solve Bad Credit

More Canadians Using Retirement Savings to Solve Bad Credit

More Canadians are using retirement savings to address bad credit. While this might seem like a quick fix, it can have consequences. Learn why managing credit and debt is key.

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Many Canadians Face Increasing Debt and Multiple Loans

Many Canadians Face Increasing Debt and Multiple Loans

For the past few years, credit has been easy to come by for most Canadians. However, for every individual who manages their credit well, there are horror stories of monster loans and mountains of debt. According to an annual report by credit agency TransUnion, individual debt among Canadians is increasing.   Our increase in debt

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