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Category: Mortgage Advice

Understanding Your Mortgage: Rate Holds

“I’m planning to buy in a few months, but can we lock in a mortgage rate now?” We hear that question often from clients who want to be pre-approved, but haven’t yet started seriously shopping for a home. While rate holds do exist in mortgage financing, they may not always suit your needs. My Purchase

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Shopping for the Best Mortgage Rate? The Lowest Rate Might Not Be Right for You

You’ve done your mortgage research online and found a great low rate. Now that you’re finally meeting with a broker in person, they’re telling you your rate will be higher. You might be disappointed, and you definitely want to know WHY you can’t have that great rate. Recent Regulations Complicate Mortgage Shopping The mortgage landscape

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Buying a Home in 2022? Here’s What You Need To Know.

Buying a Home in 2022? Here’s What You Need To Know.

Whether you’re buying your first home or your next home, it’s a major decision that has both emotional and financial considerations. While you will ultimately need to decide on your own whether you will buy a home in 2022, you should have a professional team on your side that will assist you in reaching your

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Top 20 Factors That May Affect Your Mortgage Approval

Top 20 Factors That May Affect Your Mortgage Approval

  If there’s one thing our team of mortgage planners has learned from their years of experience, it’s that no two mortgages are the same. Even if, on the surface, you think that your situation matches your neighbor, friend, co-worker or parent, it doesn’t take much digging to start finding differences. Since you’re not “just

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