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Author: Tallulah Adams

What Is a Mortgage Interest Adjustment? 

What Is a Mortgage Interest Adjustment? 

Everything is set for your mortgage. You’ve signed the paperwork, chosen your payment frequency, and you know when your first payment will be due – or do you? While you’ve covered the major points, one thing we don’t often discuss when it comes to financing is the interest adjustment date.  In most cases, the closing

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Many Canadians Face Increasing Debt and Multiple Loans

Many Canadians Face Increasing Debt and Multiple Loans

For the past few years, credit has been easy to come by for most Canadians. However, for every individual who manages their credit well, there are horror stories of monster loans and mountains of debt. According to an annual report by credit agency TransUnion, individual debt among Canadians is increasing.   Our increase in debt

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Your Notice of Assessment Is The Most Important Paper You Get Each Year. 

Your Notice of Assessment Is The Most Important Paper You Get Each Year. 

Do you know where your last Notice of Assessment (NOA) is filed? If you are like most Canadians, you either stuffed it in the back of a drawer somewhere or recycled it after you checked the amount of your tax refund. Here are 5 reasons you should keep track of it:  If you cannot locate

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How To Budget for Your First Home

How To Budget for Your First Home

Planning and adhering to a budget is one of the most challenging tasks for people when it comes to their personal finances. Knowing what you can reasonably afford each month becomes even more crucial when you’re purchasing your first house because it’s probably the biggest purchase you’ve ever made. If you are currently renting, a

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