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Author: stikky

What You Need to Know About The BC Speculation and Vacancy tax

What You Need to Know About The BC Speculation and Vacancy tax

The BC Speculation and Vacancy Tax is a levy placed on BC homes that are vacant homes or homes that are empty more than 6 months of the year. The tax was first implemented in 2018 by the BC NDP Government in order to address the housing crisis. The purpose was to free up housing

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What is a Home Equity Line of Credit (HELOC)?

What is a Home Equity Line of Credit (HELOC)?

A Home Equity Line of Credit, also known as a HELOC, is a line of credit that is secured against the equity in your home. Much like a credit card, the HELOC is a form of revolving credit, meaning you can borrow a small or large portion up to your HELOC limit, even make interest

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Mortgage Renewal vs Refinance in Times of High Interest Rates

Mortgage Renewal vs Refinance in Times of High Interest Rates

Your mortgage is coming up for renewal, interest rates are high, and you’re wondering what you’re going to do. Should you renew or refinance your mortgage? Is there a way to get a lower rate? Fixed or variable? Is there anything else you should be considering? There are a lot of important decisions to be

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Are You a BC First Time Home Buyer? Here’s What You Need to Know.

Are You a BC First Time Home Buyer? Here’s What You Need to Know.

British Columbia is a great place to live, but, unfortunately, for a first-time home buyer — often a younger person — the barriers to home ownership are quite prohibitive. The BC housing market is expensive and competitive. A first-time home buyer in BC will need to have their finances in tip top shape and will

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