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Author: stikky

Is Debt Consolidation a Good Idea?

Is Debt Consolidation a Good Idea?

We all know that the cost of living is going up in British Columbia. A simple trip to the grocery store in 2024 will make that abundantly clear. As the 2024 Consumer Debt Report by the Credit Counseling Society delineates, almost half of Canadians, especially in the younger cohort, increased their debt load over the

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How to Get Pre-Approved for a Mortgage

How to Get Pre-Approved for a Mortgage

Getting pre-approved for a mortgage will keep your house hunting on a smooth and realistic track. It will save you time, possibly money and can increase the chance a seller will accept your offer when you find a home you’d like to buy. What is a Mortgage Pre-Approval? A mortgage pre-approval is a lender’s estimate

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BC 2024 Budget: New Housing Measures

BC 2024 Budget: New Housing Measures

The BC 2024 budget, released on February 22, contains several real-estate related measures to tackle the BC housing crisis. The BC Home Flipping Tax is meant to discourage speculation, while the threshold increases for the First Time Buyers Property Transfer Tax (PTT) Exemption and the Newly Built Home PTT Exemption are intended to help with

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What You Need to Know About The BC Speculation and Vacancy tax

What You Need to Know About The BC Speculation and Vacancy tax

The BC Speculation and Vacancy Tax is a levy placed on BC homes that are vacant homes or homes that are empty more than 6 months of the year. The tax was first implemented in 2018 by the BC NDP Government in order to address the housing crisis. The purpose was to free up housing

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